OCS Connect Podcast: Military Pay Budgeting Basics | Wednesday, November 19, 2025
https://www.ourcommunitysalutes.org/ocs-connect/military-pay-budgeting-basics 

Armed Forces Financial Guide | Association of Military Banks
https://www.militarybanking.org/wp-content/uploads/2025/11/ArmedForces_AMBA_low-res_2022.pdf

Military Pay Resource Library | Military Compensation and Financial Readiness
https://militarypay.defense.gov/

Abraham Lincoln’s quote: "To care for him who shall have borne the battle" - VA News 
https://news.va.gov/17573/care-shall-borne-battle/

Securing the Financial Frontline: https://www.financialfrontline.army.mil/

AMAZING Budgeting Tools, Checklists & Handouts - great for all branches! https://www.financialfrontline.army.mil/Service-Providers/#handouts

Spending Plan Worksheet Checklist
https://militarypay.defense.gov/Portals/3/Documents/Air%20Force/CMT%20Handouts/(A)%20USAF-FDSE-Module2-Spending%20Plan%20Checklist-Handout.pdf?ver=lJ7Z1ybYqXTsz5lP8Mj0MA%3D%3D

U.S. Marine Corps | Important Records Checklist
https://www.ready.marines.mil/Make-a-Plan/Personal-Financial-and-Insurance-Records/Important-Records-Checklist/ 

Department of the Air Force: Personal Financial Readiness
https://militarypay.defense.gov/lrl/PFC/Department-of-the-Air-Force-Personal-Financial-Readiness/

Ms. Rhiannon Brown (Nov 19, 2025, 6:53 PM)

My son set up his direct deposit to his established bank and the MC sent it to a credit union they have at boot camp. Once out of boot camp, they can log into MyPay and change the financial institution.

Abraham Lincoln’s quote: "To care for him who shall have borne the battle" - VA News
https://news.va.gov/17573/care-shall-borne-battle/ 

"The Way to Wealth" - Benjamin Franklin - The first financial literacy book in America

Securing the Financial Frontline: https://www.financialfrontline.army.mil/

AMAZING Budgeting Tools, Checklists & Handouts - great for all branches! https://www.financialfrontline.army.mil/Service-Providers/#handouts

Spending Plan Worksheet Checklist
https://militarypay.defense.gov/Portals/3/Documents/Air%20Force/CMT%20Handouts/(A)%20USAF-FDSE-Module2-Spending%20Plan%20Checklist-Handout.pdf?ver=lJ7Z1ybYqXTsz5lP8Mj0MA%3D%3D

U.S. Marine Corps: Important Records Checklist

Department of the Air Force: Personal Financial Readiness
https://militarypay.defense.gov/lrl/PFC/Department-of-the-Air-Force-Personal-Financial-Readiness/ 

Personal Finance Resources for the Military  | Military OneSource
https://www.militaryonesource.mil/financial-legal/personal-finance/

U.S. Navy | Personal Financial Management and The Blended Retirement System
https://www.mynavyhr.navy.mil/Support-Services/Culture-Resilience/Family-Readiness/Personal-Financial-Mgmt/

U.S. Marine Corps | Financial Planning Checklist for Deployment and Extended Absences  
https://29palms.usmc-mccs.org/modules/media/?do=inline&id=eaeebb1e-8d45-4021-83fa-9ca759441996&v=3

U.S. Coast Guard | Personal Financial Management Program (PFMP)
https://www.dcms.uscg.mil/Our-Organization/Assistant-Commandant-for-Human-Resources-CG-1/Health-Safety-and-Work-Life-CG-11/Office-of-Work-Life-CG-111/Personal-Financial-Management-Program-PFMP/

U.S. Air Force & U.S. Space Force | Personal Readiness (PFR) Commander’s Fact Sheet
https://www.afpc.af.mil/Military-and-Family/Financial-Readiness/

Blended Retirement
https://militarypay.defense.gov/blendedretirement/

Military Finances 201: Contributing to Roth AND Traditional IRAs
https://clsheldon.com/blog/military-finances-201-contributing-to-roth-and-traditional-iras#:~:text=Retirement%20Funding%20Taxes,contributing%20to%20a%20Roth%20IRA. 

The Way To Wealth Primary Source by the late Dr. Benjamin Franklin
https://archive.org/details/waytowealth00franiala/mode/2up

OCS Connect Podcast: Military Pay Budgeting Basics
https://www.ourcommunitysalutes.org/ocs-connect/military-pay-budgeting-basics

THE POWER OF THE ICEBREAKER: MY 9 FAVORITE MONEY CONVERSATION STARTERS https://gracepomroy.com/blog/2020/6/30/the-power-of-the-icebreaker-my-9-favorite-money-conversation-starters

Example Starters:

1. What’s one way you used money in the last year that you feel particularly good about? Why?

2. What’s your favorite memory about money from your childhood?

3. If you could trade financial lives with one person, who would it be? Why?

4. If you could wave a magic wand and change one thing about our financial life, what would it be? Why?

5. In 10 years, what do you hope our life will look like? Where will we live? What will our family look like? What will you be doing for a living?

6. If you received $1,000 right now, what would you do with it and why?

7. What cause are you particularly passionate about? How are you currently investing in that cause? How would you like to invest in it?

8. When money comes into your life, what’s the first thing you want to do with it: spend it, save it, or give it away?

9. What’s one thing you’ve learned about money from your partner? (Family?)